Terms & Conditions

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SRG FINANCIAL SOLUTIONS PTY LTD Trading As SRG FINANCE


credit check approval terms & conditions


Important Notice To Applicant(s) For Credit (Section 18(E)(1) Privacy Act 1988)

Notice of disclosure of your credit information to a credit reporting agency. (Privacy Act 1988)

SRG Financial Solutions t/a SRG Finance may give information about you to a credit reporting agency, for the following purposes:
  • to obtain a consumer credit report about you, and/or
  • to allow the credit reporting agency to create or maintain a credit information file containing information about you.
  • The information is limited to:
  • Identity particulars - your name, sex, address (and the previous two addresses) date of birth, name of employer, and drivers licence number.
  • your application for credit or commercial credit - the fact that you have applied for credit and the amount
  • The fact that SRG Financial Solutions t/a SRG Finance is a current credit provider to you.
  • loan repayments which are overdue by more than 60 days, and for which debt collection action has started.
  • advice that your loan repayments are no longer overdue in respect of any default that has been listed.
  • information that, in the opinion of SRG Financial Solutions t/a SRG Finance you have committed a serious credit infringement (that is, fraudulently or shown an intention not to comply with your credit obligations).
  • dishonoured cheques - cheques drawn by you for $100 or more which have been dishonoured more than once.
  • that credit provided to you by SRG Financial Solutions t/a SRG Finance has been paid or otherwise discharged.
  • Period to which this understanding applies
  • This information may be given before, during or after the provision of credit to you.
  • Statement By Applicant (s) For Credit
Please read carefully before signing. Where there is more than one applicant, each applicant must sign.
  1. Giving information to a Credit Reporting Agency (Section 18E(8)(c) Privacy Act 1988)
    • SRG Financial Solutions t/a SRG Finance has informed me that it may give certain personal information about me to a credit reporting agency.
  2. Access to Commercial Credit Information (Section 18L(4) Privacy Act 1988)
    • I/we agree that SRG Financial Solutions t/a SRG Finance may obtain information about me/us from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for consumer credit.
  3. Access to Consumer Credit Information (Section 18K(1)(b), Privacy Act 1988)
    • I/we agree that SRG Financial Solutions t/a SRG Finance may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my/our application for commercial credit.
  4. Exchange of Credit Worthiness Information (Section 18N, Privacy Act 1988)
    • I/we agree that SRG Financial Solutions t/a SRG Finance may exchange information with those credit providers named in this application or named in a consumer credit report issued by a credit reporting agency for the following purposes;
    • to assess an application by me/us for credit
    • to notify other credit providers of a default by me/us
    • to exchange information with other credit providers as to the status of this loan where I am in default with other credit providers
    • to assess my/our credit worthiness.

I /we understand that the information exchanged can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.

5. Agreement to a credit provider being given a consumer credit report by a credit reporting agency to assess a guarantor (Section 18K 1(c) Privacy Act 1988)

I/we agree the SRG Financial Solutions t/a SRG Finance may obtain from a credit reporting agency a consumer credit report containing information about me/us for the purpose of assessing whether to accept me/us as a guarantor for credit applied for by, or
Provided to, the borrower(s) [named in agreement]. I/we agree that this agreement commences from the date of this agreement and continues until the credit covered by the borrower(s) application ceases.

6. Agreement to a credit provider disclosing a report including a consumer credit report to potential or existing guarantor (Section 18K (1) Privacy Act 1988)

I/we agree that SRG Financial Solutions t/a SRG Finance may give to a person who is currently a guarantor, or whom I/we indicated is considering becoming a guarantor, a credit report containing information about me/us for the purpose of [name of prospective guarantor] deciding whether to act as a guarantor, or to keep [name of existing guarantor] informed about the guarantee. I/we understand that the information disclosed can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to disclose under the Privacy Act, and includes a credit report.