Important Notice To Applicant(s) For Credit (Section 18(E)(1) Privacy Act 1988)
Notice of disclosure of your credit information to a credit reporting agency. (Privacy Act 1988)
SRG Financial Solutions t/a SRG Finance may give information about you to a credit reporting agency, for the following purposes:
to obtain a consumer credit report about you, and/or
to allow the credit reporting agency to create or maintain a credit information file containing information about you.
The information is limited to:
Identity particulars – your name, sex, address (and the previous two addresses) date of birth, name of employer, and drivers licence number.
your application for credit or commercial credit – the fact that you have applied for credit and the amount
The fact that SRG Financial Solutions t/a SRG Finance is a current credit provider to you.
loan repayments which are overdue by more than 60 days, and for which debt collection action has started.
advice that your loan repayments are no longer overdue in respect of any default that has been listed.
information that, in the opinion of SRG Financial Solutions t/a SRG Finance you have committed a serious credit infringement (that is, fraudulently or shown an intention not to comply with your credit obligations).
dishonoured cheques – cheques drawn by you for $100 or more which have been dishonoured more than once.
that credit provided to you by SRG Financial Solutions t/a SRG Finance has been paid or otherwise discharged.
Period to which this understanding applies
This information may be given before, during or after the provision of credit to you.
Statement By Applicant (s) For Credit
Please read carefully before proceeding. By Checking the Check Box and continuing to submit your application, you are agreeing to these Terms and Conditions and your IP address will be recorded as proof of your acceptance. If you do not agree to these Terms and Conditions, your application will not be received by SRG Finance and we will be unable to provide finance to you.
Giving information to a Credit Reporting Agency (Section 18E(8)(c) Privacy Act 1988)
SRG Financial Solutions t/a SRG Finance has informed me that it may give certain personal information about me to a credit reporting agency.
Access to Commercial Credit Information (Section 18L(4) Privacy Act 1988)I/we
agree that SRG Financial Solutions t/a SRG Finance may obtain information about me/us from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for consumer credit.
Access to Consumer Credit Information (Section 18K(1)(b), Privacy Act 1988)
I/we agree that SRG Financial Solutions t/a SRG Finance may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my/our application for commercial credit.
Exchange of Credit Worthiness Information (Section 18N, Privacy Act 1988)
I/we agree that SRG Financial Solutions t/a SRG Finance may exchange information with those credit providers named in this application or named in a consumer credit report issued by a credit reporting agency for the following purposes;
to assess an application by me/us for credit
to notify other credit providers of a default by me/us
to exchange information with other credit providers as to the status of this loan where I am in default with other credit providers
to assess my/our credit worthiness.
I /we understand that the information exchanged can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
Agreement to a credit provider being given a consumer credit report by a credit reporting agency to assess a guarantor (Section 18K 1(c) Privacy Act 1988)
/we agree the SRG Financial Solutions t/a SRG Finance may obtain from a credit reporting agency a consumer credit report containing information about me/us for the purpose of assessing whether to accept me/us as a guarantor for credit applied for by, or
Provided to, the borrower(s) [named in agreement]. I/we agree that this agreement commences from the date of this agreement and continues until the credit covered by the borrower(s) application ceases, or any other subsequent credit provided ceases.
Agreement to a credit provider disclosing a report including a consumer credit report to potential or existing guarantor (Section 18K (1) Privacy Act 1988)
I/we agree that SRG Financial Solutions t/a SRG Finance may give to a person who is currently a guarantor, or whom I/we indicated is considering becoming a guarantor, a credit report containing information about me/us for the purpose of deciding whether to act as a guarantor, or to keep an existing guarantor informed about the guarantee. I/we understand that the information disclosed can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to disclose under the Privacy Act, and includes a credit report.
Warning about borrowing
FEDERAL GOVERNMENT WARNING
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94.
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009. To proceed with your loan application, close this window.